Today’s blog contains two interesting workers’ compensation quizzes, which were asked at the April 19, 2018 Millennium Seminar in Mt. Laurel, N.J. We invite readers to email responses. Next week the winning answers will be announced.
Jane Friedman is a CPA for Best Accountants. She left her office to visit a client one day. On the way to the client another car sideswiped her vehicle, causing her serious bodily injuries. Her employer’s workers’ compensation carrier paid $100,000 in workers’ compensation benefits. Jane negotiated a third party settlement for the policy limit of $100,000 with the other driver’s carrier without hiring an attorney.
How much does the workers’ compensation carrier get back from the third party recovery?
Standard Oil has a large refinery in New Jersey with a full-time occupational physician on site. One day Bill Bryson, a laborer, sees the company physician, Dr. Fortunato, for treatment of a work-related foot injury. Dr. Fortunato notices that the foot appears red and swollen and gives Bill anti-inflammatories. He tells Bill to come back in three days. Two days later Bill is rushed to the ER by his wife with a diagnosis of necrotizing fasciitis or “flesh eating disease.” To save his life the hospital has to amputate his foot.
Bryson files a civil law suit for medical malpractice against Dr. Fortunato. What is Dr. Fortunato’s best defense to the civil law suit?